114 HCSTC Announcement - hcstc Borrowers with HCSTC loans are predominantly young, with 37% of payday loan borrowers and 29% of short-term instalment borrowers aged between 25 hcstc 1 How HCSTC websites and apps are designed to shape decision making processes around taking a loan 2
hcstc As a result, HCSTC firms must ensure that: appropriate checks are carried out when assessing affordability and as part of this, that lending
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